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Financial Highlights

 

Item

30 June, 2018

31 Dec, 2017

Change

Scale indicators (RMB ’000)

 

 

Change (%)

Total assets

302,159,196

306,276,092

(1.34)

Of which: loans and advances to customers, net

104,310,963

95,514,680

9.21

Total liabilities

275,465,759

280,152,883

(1.67)

Of which: deposits from customers

166,199,611

160,083,783

3.82

Share capital

4,058,713

4,058,713

         -  

Equity attributable to the equity shareholders of the Bank

26,192,291

25,629,854

2.19

Total equity

26,693,437

26,123,209

2.18

 

 

 

Change

Net assets per share attributable to shareholders of the Bank (RMB)

4.52

4.38

0.14

 

Item

Jan. to June, 2018

Jan. to June, 2017

Change

Profitability indicators (%)

 

 

Change

Return on average total assets (annualised)

0.88

0.91

(0.03)

Return on average equity  (annualised)

14.79

14.44

0.35

Net interest spread  (annualised)

1.47

1.62

(0.15)

Net interest margin  (annualised)

1.35

1.79

(0.44)

Net fee and commission income to operating income ratio

10.94

18.28

(7.34)

Cost-to-income ratio

29.67

26.94

2.73

Item

30 June, 2018

31 Dec, 2017

Change

Asset quality indicators (%)

 

 

Change

Non-performing loan ratio

1.69

1.69

-

Provision coverage ratio

160.07

153.52

6.55

Loan provision ratio

2.70

2.60

0.10

Indicators of capital adequacy ratio (%)

 

 

Change

Core tier-one capital adequacy ratio

8.90

8.71

0.19

Tier-one capital adequacy ratio

12.72

12.57

0.15

Capital adequacy ratio

16.79

16.60

0.19

Total equity to total assets

           8.83

8.53

0.30

  • The contents on this page is for reference only. Bank of Qingdao reserves the right of interpretation of the above contents under applicable laws.